I also find most oil boilers I go to have 13 amp fuses. That is if they actually have any switches, fused or otherwise.
I blame the electricians on new builds for doing final wiring to them, as well as the heating installers, but on private houses it is often the plumber at fault.
Seems odd that fused spurs are sold with the maximum sized fuse - 13 amp, yet they could be simply for a fused isolator to supply a mere 10watt led light.
I would want a fuse to blow at the earliest time possible when a fault occurs, like a dead short.
Got to remember a fuse is also to prevent the wiring to the appliances from melting and also the small wires and components of appliances from melting or being destroyed by a dead short, plus avoiding the obvious fire or electrocution risks.