Insurance cover for tools

[Smac]

Hi everyone was looking to find out which is the best insurance cover for tools.I know some policy require that tools be remove from vehicle on a nightly basis this surely is not practical. Could someone please shed some light on this for me and advise me on what insurance companies are best.thanks

 

[Mrs Tara Plumbi]

It is normal to buy tool cover as an extra on your Public liability Insurance. So ask you current insurers and get a few other quotes.
Online quotes are all very well but I think it is better to talk to someone there are insurance brokers who deal with lots of insurance companies we sorted out our insurance taking to these people:
Insurance Services - Business Insurance - The Business Octopus

But is tools cover worth it? I'm not sure it is but you have to weight it up for yourself.