Time off work

[TBServices]

Well as some of you may have spotted, I had my gallbladder removed today.

Already back home but facing at least 2/3 weeks off work. Worried about money and I know by the time I get back to work I'm gonna be so depressed I can't get back into the swing of it. Also concerned about losing the jobs I've booked in if my time off runs over.

Hopefully if I beg the nice ladies at the estate agents they'll give me a stack of cp12s/servicing to do when I'm allowed to drive again.

How do you guys cope in times like this? It's first time I've ever been forced to take time off for such a long time. Didn't even get any warning

 

[Killy Bing]

You got a lad who can be your hands tom?

 

[Ermintrude]

Ouch! Hope you feel better soon! Money / rock and a hard place! Thankful I've not been in that situation before

 

[villa_tom]

Gutted mate :-(

can you not claim on your insurance for lost earning while you're off?

Ive been looking into insurances incase this ever happens to me when I've got my house.

I know when my mate broke his leg, he claimed on his insurance and they worked out his average take every week and paid him that over the course of his time off.

Failing that, is there not a decent chap you know who you could sub the work out to? Even if you pay him most of the job, atleast you'll have happy customers that will use you again.

 

[TBServices]

Are you talking PLI Tom? I'm not sure I'd be covered.

As for a mate to help me out, the only ones I'd trust will be up to their eyeballs in it.

I'm not too concerned about the short term, I'm a bit frightened that the jobs I've won are gonna go begging now. I was told 1 week recovery, back at work in 2 tops.

Today they told me 2 weeks till I can drive and 4 till I can do anything strenuous

 

[villa_tom]

Are you talking PLI Tom? I'm not sure I'd be covered.

As for a mate to help me out, the only ones I'd trust will be up to their eyeballs in it.

I'm not too concerned about the short term, I'm a bit frightened that the jobs I've won are gonna go begging now. I was told 1 week recovery, back at work in 2 tops.

Today they told me 2 weeks till I can drive and 4 till I can do anything strenuous

no not PLI, something like this

Self Employed Income Protection Insurance - Compare Best 10 Insurers | Drewberry?

Not sure on the cost yet as I'm just getting quotes for when I finally buy a home

 

[Ch4 plumbing]

Just have to tell your custards the truth mate and hope they understand and can wait till your recovered, it will be all to easy to go back early and tear a stitch or something and end up off for more time!!
good luck with the doing nothing....it would drive me to insanity.

 

[Masood]

As already said tom, be upfront with your custards. Most will understand and be sympathetic. Those that aren't, weren't worth working for.

wish you a speedy recovery!

 

[TBServices]

Thanks guys

 

[hammers4spanner]

I broke my leg few years ago was out of work for about 6-8 weeks was a mare as nailed all the money i saved and the govt were crap.

It is worth looking into some type of cover but as usual it aint cheap

 

[AWheating]

i had almost 5 months off a few years ago, i was bored pooless. i hope you recover quick.

 

[TBServices]

Prob too late to get the cover now I'm already out of work! Lol

 

[cr0ft]

Forgive my ignorance on the subject, but can you do any exercise at all whilst it's healing? If not then I do feel sorry for you. If you can, I find when I've had quiet times before for a while that exercise keeps me motivated, happy and sane.

Doesn't help pay the bills though, I truly do feel very sorry for you and your situation.

Well as some of you may have spotted, I had my gallbladder removed today.

Already back home but facing at least 2/3 weeks off work. Worried about money and I know by the time I get back to work I'm gonna be so depressed I can't get back into the swing of it. Also concerned about losing the jobs I've booked in if my time off runs over.

Hopefully if I beg the nice ladies at the estate agents they'll give me a stack of cp12s/servicing to do when I'm allowed to drive again.

How do you guys cope in times like this? It's first time I've ever been forced to take time off for such a long time. Didn't even get any warning

 

[WaterTight]

If you can do gentle walking then spend the whole time putting out flyers. Aim for 3-4 hours a day. By the time you get back to work your phone will be ringing so much you'll be able to make up for lost dosh.

 

[hammers4spanner]

If you can do gentle walking then spend the whole time putting out flyers. Aim for 3-4 hours a day. By the time you get back to work your phone will be ringing so much you'll be able to make up for lost dosh.

you ever had any joy from flyers?

 

[TBServices]

Good idea watertight!

I basically have to take it one day at a time. At the moment I have 4 holes in my belly and a load of gas trapped in my back which is really quite painful/uncomfortable.

Should be able to move about properly in a few days, but nothing strenuous for 4 weeks inc heavy lifting, climbing though lifts etc

 

[WaterTight]

you ever had any joy from flyers?

not joy exactly.

 

[Ermintrude]

We find the are the best advertising going! 8p for a really good one if 2000 and you get 10 boilers it's a good repayment.

 

[jefaz]

End of the day buddy it's you're health. I'm sure your family would rather have you around with no money!! I do feel for you as it's a tricky one but remember if you jump back in too soon you may be out for longer!! I'm sure your customers will be understanding as this stuff happens. Only goin when you feel 100%. Get well soon my man and keep smiling!!! Xx

 

[SimonG]

Cant mess with your health Tom no matter how frustrating. The wife had hers taken out with the key hole procedure, ended up back in a week later for an overnight stay because she wouldnt rest up. Added two weeks to her overall back to normal time.

As for work, keep people upto date and as said those that cant wait are not worth it.

Speedy recovery.

 

[TBServices]

Thanks for all the words of encouragement. I'm not going to rush myself

 

[Ray Stafford]

Make a virtue of necessity.

Use the time to work ON your business, not IN your business.

Do analysis on last years books to see where the most profitable work was, and adjust your marketing so you get more profitable work, and less of the other stuff. Research local labour rates to see if you can add a bit to your rates.

Ever thought about expanding? Now's the time to work on that business plan.

Or even go through your old bad debts and have another bash at getting the money.

Fingers crossed for a quick and full recovery.

 

[TBServices]

Make a virtue of necessity.

Use the time to work ON your business, not IN your business.

Do analysis on last years books to see where the most profitable work was, and adjust your marketing so you get more profitable work, and less of the other stuff. Research local labour rates to see if you can add a bit to your rates.

Ever thought about expanding? Now's the time to work on that business plan.

Or even go through your old bad debts and have another bash at getting the money.

Fingers crossed for a quick and full recovery.

I wouldn't know where to start Ray lol. Although I could embark on changing the company branding, which has been on my mind for a while

I think I need to go on a business course

 

[julesverne]

I was just going to say this as im mi jollies whilst sat by the pool ive had my little notepad thinking of my next moves business wise.

 

[Ray Stafford]

I wouldn't know where to start Ray lol. Although I could embark on changing the company branding, which has been on my mind for a while

I think I need to go on a business course

There are only a few fundamentals.

Sell more
Sell at a higher price
Cut your costs
Manage your cash

All business strategies are a mix of these 4 items.

The purpose of (say) changing your branding is not to get new branding. It is either to sell more, or sell at a higher price. (Or possibly to cut costs if your current branding is expensive)