This is the paragraph in the terms and conditions that is going to be my stumbling block but I still maintain you should be made aware of at the time of sale
" Boiler Breakdown Cover: Upon making a claim, the total cost of parts ( including VAT) required to repair the boiler will be determined by us using reputable suppliers, if this cost exceeds 60% of the manufacturers current retail price ( or if this is not available the average current retail price available through a leading UK supplier ) for a boiler of the same or similar make and model to your boiler or the then current version of your boiler, it will be deemed to be beyond economical repair."
BER ( beyond economical repair ) if upon making a claim your boiler is deemed to be BER and your is 7 years old or under we will make a contribution of £200 towards the cost of a new boiler.
I argue that why was I not informed of this when they sold me the plan knowing that my boiler was at that time already 6 years old. She said that was not their responsibility to do so I should have read the terms and conditions. In a way she may well be right but it still does make me feel responsible for the position I am in now.