Advice on Public liability insurance?

[macka09]

Here is another thing, indemnity insurance? Is that also blinking required? I am seriously losing my mind.

 

[Knappers]

Generally only need indemnity if your doing commercial or more unusual projects where an oversight is possible and could be costly.

 

[Ric2013]

I'm wondering at what point PLI would pay out if, say, a joint we install develops a leak that does not become evident for several years? I suppose the issue then becomes proving the joint was faulty at that time....

I remember my broker mentioning 'product liability' as being distinct from 'public liability' but at that time the type of work I was largely taking on was not such that I was concerned about it.

 

[macka09]

Hi guys. Me again. I’ve attached a copy of what the potential insurer has sent me if that’s ok. You’ll notice there’s no mention of legal cover.