Mortgages

[zeebeedee]

Should be sound then pal with 2 years slips, 2 of my mates who are SE can't remortgage as they want 3 years books, silly deposit or both! Days of self cert for a mortgage after recession and bankers frolics are well gone!

Got a mate on the cabs who's finding it hard

 

[Dannypipe]

I managed it last year. Had to jump through a lot of hoops, but the accountant & mortgage advisor sorted it. We had £20,000 and it wasn't enough on a place that cost us £198,000.

So a wealthy friend of mine loaned me £20,000. We managed to get the mortgage with £40K deposit, but even then it was close.

 

[vern]

I managed it last year. Had to jump through a lot of hoops, but the accountant & mortgage advisor sorted it. We had £20,000 and it wasn't enough on a place that cost us £198,000.

So a wealthy friend of mine loaned me £20,000. We managed to get the mortgage with £40K deposit, but even then it was close.

Nice one Danny it is tough, that Stan's a good lad lending you £20k!

 

[Dotty]

Even though he's a frog, Pierre-Joseph Proudhon was correct when he wrote "Property is theft."

And the aboriginal tribes tell you you can't own the land, you can only borrow it for a short while.

I've owned homes. I've always had buddhist beliefs, and deep down I'm a crusty old hippie. I wouldn't buy again.

 

[Howsie]

we have 91k saved but not cradit history so still renting

91k? I'll set you up in a nice house for that deposit!

 

[dancinplumba]

mortgage, cheapest form of rent and a possibility of a payback

 

[dancinplumba]

but i guess there are such thingsas responsibility ie tied down and negative equity, maintenance etc.

 

[Dotty]

but i guess there are such thingsas responsibility ie tied down and negative equity, maintenance etc.

Lack of freedom, constantly hoping the roof don't drop on your head or the arse plummets out of the market leaving you with a pile of bricks in close formation that you can't afford.

 

[Howsie]

We're ****ed either way.

 

[dancinplumba]

Japanese rent

 

[Howsie]

As do the seiss

 

[dancinplumba]

As do the seiss

who are they ? where do they reside ?

 

[SafeGasInstall]

Where is that cheap house ?

 

[dancinplumba]

Where is that cheap house ?

lots in bulgaria, look on fleabay

 

[stevetheplumber]

i owe the princly sum of 2k on my mortgage and havent paid it for 2 years they can whistle for the final bit as i refuse to pay a fee that they have quadruppled to finish it im on a 1 percent over base raTE MORTGAGE SO ITS COSTING ME ABOUT 60 QUID A YEAR GREEDY FECKERS HAVER HAD MORE THAN TWICE WHAT THEY LENT ME

 

[SafeGasInstall]

There is for holiday only for short time ..... Is like 1980 na for some and others live better then the one in Chelsea and Kensington

 

[SafeGasInstall]

i owe the princly sum of 2k on my mortgage and havent paid it for 2 years they can whistle for the final bit as i refuse to pay a fee that they have quadruppled to finish it im on a 1 percent over base raTE MORTGAGE SO ITS COSTING ME ABOUT 60 QUID A YEAR GREEDY FECKERS HAVER HAD MORE THAN TWICE WHAT THEY LENT ME

well done you have menaged to pay off !!

 

[Dotty]

i owe the princly sum of 2k on my mortgage and havent paid it for 2 years they can whistle for the final bit as i refuse to pay a fee that they have quadruppled to finish it im on a 1 percent over base raTE MORTGAGE SO ITS COSTING ME ABOUT 60 QUID A YEAR GREEDY FECKERS HAVER HAD MORE THAN TWICE WHAT THEY LENT ME

And not an ounce of bitterness shown! Lol.

 

[dancinplumba]

thote i was bout 3 times wot you borrow, 20k=60k

 

[tamz]

Used to be 3 x your wages which wasn't a bad thing imo. If the had stuck to that maybe the country wouldn't be fkd!

 

[SafeGasInstall]

The house we live is worth about £380k ...there is no way this is the real value of this sami . I could se building it from scratch for no more then £80k Max
so where is the rest of the money ????

 

[Howsie]

who are they ? where do they reside ?

Lol Swiss

 

[dancinplumba]

Lol Swiss

ah qui

 

[tamz]

First house i built in 1987 cost me £26K including the land and the carpets. 4 bed kit house bungalow. Started it first week in April and moved in 18th July. Did all the work except the brickwork and rendering myself and never lost a shift at work.
When i was done the bank manager didn't believe i had built it for that and came up to see it!
I stole half of it :lol:

 

[Orry Clayton]

I stole half of it :lol:

This is why there is only half of Hadrian's Wall left.